| Allstate
Workplace Division (AWD) offers a broad portfolio of products including life, supplemental health and disability insurance for individual ownership. Available Insurance products include; Universal Life, Term Life, Cancer and Specified Disease, Accident, Hospital Indemnity, Heart & Stroke and Disability coverage.
Our limited benefit health products are designed to supplement primary insurance and offer flexibility, allowing consumers to make choices depending on their individual needs. Benefits are paid in addition to any other coverage and can be used to help offset the non-medical costs associated with treatment. The policies are individually owned and portable, even when payroll deducted. Most health products also qualify under Section 125 of the Internal Revenue Code, meaning premiums can be paid pre-tax. Our advanced administrative capabilities allow for convenient payroll deduction of premiums on a weekly, bi-weekly, semi-monthly, or monthly basis; or bank draft for individual “Direct” sales. Coverage is subject to state availability and limitations and exclusions. |